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Customized In-House Presentations |
In addition to hosting annual conferences and
participating in other trade events, CREDITRE can also provide
specialized mini-seminars on site custom-designed, and tailored to
fit your needs. Printed and digital documentation and
resources are also provided.
Possible Topics Include:
Debt Protection Products
Our presentations are custom-made to fit your specific lending
type (open-end, installment) and your lending institution (bank,
credit union). The day is basically divided into a morning
lecture format and an afternoon workshop-format session.
Typical Two-Day Seminar Presentation
Morning Session
Gary presents a lecture based on our illustrative and
informative Microsoft PowerPoint slides. We provide you with a 100+ page
seminar manual that guides you through the day and serves as an
invaluable resource. We also provide a comprehensive CD
containing the relevant legal support documents and copies of
the addenda that are on the street.
Afternoon Session
The afternoon session is hands-on, where we design, craft, and
price a program for a particular lending product.
The second day is in-depth product design and pricing for other
lending categories
Credit-Related Insurance
Most presentations include one-half to one full day of
discussion from the Fundamentals of Credit-Related Insurance
topics. Attendance is open to anyone in the operation. Multiple
half-day sessions are also possible for large groups.
Some groups use the last part of the first day and/or the second
morning for Measurement of Profitability or Producer-Owned
Reinsurance topics.
The second afternoon can be dedicated to more specialized
topics, such as discussion of voluntary deviations, claim
reserves practices, or accounting practices.
Fundamentals of Credit-Related Insurance Topics
An Overview of the Industry
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Where the Consumer Meets Credit Insurance
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What Kind of Loans the Consumer is Getting
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What the Consumer Hears
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What Sets Credit Life and Disability Insurance Apart
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What Sets Loan-Related P&C Insurance Apart
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The Credit Insurance World
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The Insurance World
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The Insurance Regulatory World
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Evolution of the Product
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Overview of the Insurers
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Where the Industry Gathers
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Attitudes towards Credit Insurance
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Trends in Credit Insurance
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A Rapidly Consolidating Industry
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Premium Rating Concepts
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Evolution of Compensation Schemes
Products and Premium Structure
Introduction to Credit Insurance Products
Basics of Premium Rates
Measurement of Profitability
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Overview
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Components of Income and Expense
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Select and Ultimate Mortality by Case Duration
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Unearned Premium Methods
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Claim Reserves
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Earned Premiums at Prima Facie
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Prima Facie Rate History by State Since 1980
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The Ten Commandments of Credit Insurance
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Background Reading and Reference Material
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Overview of Reinsurance
Producer-Owned Reinsurance Topics
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Evolution of the Credit-Insurance Industry
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Overview of Producer-Owned Reinsurance
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Overview of Reinsurance and Accounting Treatments
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Formation, Renewal of Offshore Reinsurer
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Formation, Renewal of Arizona Reinsurer
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Reinsurance Treaties and Trusts
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Federal Income Taxes
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Measurement of Financial Results
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Pro-Forma Projections
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Relationship with Direct Writer
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Operation of a Reinsurer
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On-going Profit Analysis
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Other Opportunities
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