In addition to hosting annual conferences and participating in other trade events, CreditRe can also provide specialized mini-seminars on-site: custom-designed and tailored to fit your needs. Printed and digital documentation and resources are also provided.

Possible Topics Include:

Debt Protection Products

Our presentations are custom-made to fit your specific lending type (open-end, installment) and your lending institution (bank, credit union). The day is  divided into a morning lecture format and an afternoon workshop-format session.

Typical Two-Day Seminar Presentation

Morning Session

Gary presents a lecture based on our illustrative and informative Microsoft PowerPoint slides. We provide you with a 100+ page seminar manual that guides you through the day and serves as an invaluable resource. We also provide a comprehensive CD containing the relevant legal support documents and copies of the addenda that are on the street.

Afternoon Session

The afternoon session is hands-on, where we design, craft, and price a program for a particular lending product. The second day is in-depth product design and pricing for other lending categories

Credit-Related Insurance

Most presentations include one-half to one full day of discussion from the Fundamentals of Credit-Related Insurance topics. Attendance is open to anyone in the operation. Multiple half-day sessions are also possible for large groups.

Some groups use the last part of the first day and/or the second morning for Measurement of Profitability or Producer-Owned Reinsurance topics.

The second afternoon can be dedicated to more specialized topics, such as discussion of voluntary deviations, claim reserves practices, or accounting practices.

Fundamentals of Credit-Related Insurance Topics

• An Overview of the Industry
• Where the Consumer Meets Credit Insurance
• What Kind of Loans the Consumer is Getting
• What the Consumer Hears
• What Sets Credit Life and Disability Insurance Apart
• What Sets Loan-Related P&C Insurance Apart
• The Credit Insurance World
• The Insurance World
• The Insurance Regulatory World
• Evolution of the Product
• Overview of the Insurers
• Where the Industry Gathers
• Attitudes towards Credit Insurance
• Trends in Credit Insurance
• A Rapidly Consolidating Industry
• Premium Rating Concepts
• Evolution of Compensation Schemes
• Products and Premium Structure
• Introduction to Credit Insurance Products
• Basics of Premium Rates

Measurement of Profitability Topics

• Overview
• Components of Income and Expense
• Select and Ultimate Mortality by Case Duration
• Unearned Premium Methods
• Claim Reserves
• Earned Premiums at Prima Facie
• Prima Facie Rate History by State Since 1980
• The Ten Commandments of Credit Insurance
• Background Reading and Reference Material
• Overview of Reinsurance

Producer-Owned Reinsurance Topics

• Evolution of the Credit-Insurance Industry
• Overview of Producer-Owned Reinsurance
• Overview of Reinsurance and Accounting Treatments
• Formation, Renewal of Offshore Reinsurer
• Formation, Renewal of Arizona Reinsurer
• Reinsurance Treaties and Trusts
• Federal Income Taxes
• Measurement of Financial Results
• Pro-Forma Projections
• Relationship with Direct Writer
• Operation of a Reinsurer
• On-going Profit Analysis
• Other Opportunities